1. What should I bring to a meeting with a financial advisor?

When meeting with a financial advisor, it’s helpful to bring the following documents and information:

• Recent tax returns
• Bank statements
  
• Any existing insurance policies
  
• Investment account statements
  
• Retirement account information
  
• A list of your financial goals and concerns
  
• Information about your income and expenses

Having this information ready can help your advisor understand your financial situation and provide tailored advice.

2. What happens in your first meeting with your financial advisor?

In your first meeting with a financial advisor, you can expect a discussion about your financial goals, current situation, and any concerns you may have. The advisor will typically ask questions to better understand your needs and preferences. This initial meeting is an opportunity for you to get to know the advisor and for them to explain their services and approach to financial planning.

3. How do advisors get paid?

At Ever Wealth, we put together recommendations that fit your needs and goals. We always provide clear information about any fees or expenses associated with our recommendations. Advisors may be compensated in various ways, including fee-only, commission-based, or a combination of both. It’s important to discuss this with your advisor to understand how they are compensated and how that may impact the advice you receive.

4. How do I choose the right financial advisor for me?

Choosing the right financial advisor involves considering their qualifications, experience, and areas of expertise. It’s important to assess their approach to financial planning and ensure it aligns with your goals. You may also want to check their credentials, ask for references, and schedule an initial meeting to see if you feel comfortable working with them.

5. How often should I meet with my financial advisor?

The frequency of meetings with your financial advisor can vary based on your needs and circumstances. Many clients meet with their advisor at least once a year to review their financial plan and make necessary adjustments. However, you may want to meet more frequently if you experience significant life changes or market fluctuations.

6. Is there a minimum amount I need to invest to become a client?

No minimum! We believe everyone deserves access to quality financial advice, regardless of how much money they have. While some investments do have a minimum, we work with you on solutions that fit your situation. We believe all people deserve financial advice.

7. What makes Ever Wealth different from other firms?

We are neighbors first and advisors second. We prioritize genuine connection over transactional meetings. That is why our calendar is full of client events—we love creating opportunities to spend quality time together. We believe that when we really know our clients, we can serve them better.